Your eligibility to participate in Plan A or Plan B for each 6-month Eligibility Period will depend on the number of recorded hours of employment you accumulate with one or more contributing employers within a period of 12 consecutive months.

Two Eligibility Requirements

Plan A1,000 hours within a 12-month Qualifying Period = coverage during a 6-month Eligibility Period

Plan B700 hours within a 12-month Qualifying Period = coverage during a 6-month Eligibility Period

First Qualifying/Eligibility Period Requirement

  • October – following September: 12-Month Qualifying Period
  • October – December: Collection Lag for Employer Contributions
  • January – June: 6-Month Eligibility Period

Second Qualifying/Eligibility Period Requirement

  • April – following March: 12-Month Qualifying Period
  • April – June: Collection Lag for Employer Contributions
  • July – December: 6-Month Eligibility Period

Hours Requirements

  • Plan A provides coverage for members who accumulate 1,000 recorded hours of employment during a 12-Month Qualifying Period.
  • Plan B provides coverage for members who accumulate 700 recorded hours of employment (but less than 1,000 hours) during a 12-Month Qualifying Period.

Example

Your eligibility during the 6-Month Eligibility Period beginning January 1, 2007 will depend on the number of recorded hours of employment you accumulated during the 12-Month Qualifying Period beginning on October 1, 2005 and ending on September 30, 2006.  If you work 1,000 or more hours, you will be eligible for Plan A.  If you work 700 hours but fewer than 1,000 hours, you will be eligible for Plan B.

Maintaining Your Eligibility

Once you gain eligibility, your eligibility will continue as long as you work at least 1,000 hours (Plan A) or 700 hours (Plan B) in a 12-Month Qualifying Period for the next 6-Month Eligibility Period.